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3-Bedroom Residential - 12818 E Highway 20, Clearlake Oaks, CA

$220,000

12818 E Highway 20, Clearlake Oaks, CA

MLS# LC26220347

12818 E Highway 20, Clearlake Oaks, CA 95423 - $220,000 · 3 bd 2 ba Home for Sale, photo 1 12818 E Highway 20, Clearlake Oaks, CA 95423 - $220,000 · 3 bd 2 ba Home for Sale, photo 2 12818 E Highway 20, Clearlake Oaks, CA 95423 - $220,000 · 3 bd 2 ba Home for Sale, photo 3 12818 E Highway 20, Clearlake Oaks, CA 95423 - $220,000 · 3 bd 2 ba Home for Sale, photo 4 12818 E Highway 20, Clearlake Oaks, CA 95423 - $220,000 · 3 bd 2 ba Home for Sale, photo 5
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Description

Charming, Updated Home with Privacy & Character in Clearlake Oaks — Assumable Loan at 4.125%! Welcome to 12818 E Highway 20, Clearlake Oaks, where timeless charm meets modern comfort! Built in 1930, this delightful 3-bedroom, 1.5-bath home offers approximately 1,080 square feet of inviting living space, filled with character and thoughtful upgrades throughout. Warm, welcoming, and full of personality, this home blends its original charm with modern improvements, creating a comfortable and appealing place to call home. The private setting adds to its appeal, while the fenced backyard provides a wonderful space for outdoor entertaining, gardening, pets, or simply relaxing in your own peaceful retreat. An exceptional opportunity: The existing loan may be assumable at an attractive 4.125% interest rate, subject to lender approval and buyer qualification! This potential financing advantage adds even more appeal to an already charming property. Whether you’re searching for your first home, looking to downsize, or seeking an investment opportunity, this Clearlake Oaks gem offers a wonderful combination of character, functionality, privacy, and potential financing benefits. A little vintage charm, modern touches, and a whole lot to love—schedule your private showing today!

Property details

Bedrooms
3
Bathrooms
2
Square feet
1,080
Year built
1930
Property type
Residential
Lot size
6,098 sqft

Location

12818 E Highway 20 • Clearlake Oaks, CA 95423

More homes for sale and rent in Clearlake Oaks, CA →

Listing Agent

Jennifer Perez

DRE #: 02030607

Brokerage: Pivniska Real Estate Group

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Sale history for 12818 E Highway 20

CRMLS

MLS# LC26220347

Listed: 10/15/2026 10:18 AM

© 2026 California Regional Multiple Listing Service, Inc.

Based on information from the California Regional Multiple Listing Service, Inc. as of 10/16/2026 6:18 AM. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is deemed reliable but is not guaranteed accurate by the MLS.

IDX information is provided exclusively for consumers' personal, non-commercial use. Information is deemed reliable but not guaranteed. Buyer should independently verify all information.

Listed by: Pivniska Real Estate Group

Equal Housing Opportunity

Advertising Broker: Nalren Corp (CA DRE #02423715)

Licensed in the state of California

Nalren Corp (CA DRE #02423715) is the Advertising Broker for this IDX display. We are not the listing broker for this property. The listing broker/agent information is shown above. Contact the listing agent for inquiries.

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